Validate financial workflows
Test payment flows, KYC funnels, and trading UX with real users before full build. Cheap learning beats expensive assumptions.
FinTech
FinTech apps that ship and scale.
PCI-compliant, user-first financial software for banks, payment processors, and fintech startups. We handle discovery, engineering, and compliance — you focus on growth.
12 days
fastest fintech MVP
PCI-DSS
compliant from day 1
0 → prod
idea to live transactions
Fixed
scope · price · deadline
Why Build FinTech Software
The cheapest way to prove your solution actually moves money.
Compliance as foundation
PCI-DSS, PSD2, KYC/AML baked in — not bolted on after the audit. Encryption, audit logs, tokenization from day one.
Scale without rewrite
Architecture that handles 100 transactions today should handle 100k tomorrow. We've shipped at 45M+ MAU.
Our FinTech Development Process
Ten steps. Compliance baked in.
The process we run on every fintech engagement — refined over PCI-compliant products shipped to production.
01
Discovery
Stakeholder interviews, regulatory scope, threat model.
02
Validation
Test riskiest financial assumptions with real traders/users.
03
Scoping
Define MVP boundaries — payments, wallets, trading, what waits.
04
Architecture
Cloud-native infra, payment routing, security controls.
05
Design
User-first UX. Clear transaction flows, trust signals, error states.
06
Build
Production code from sprint one. No prototype throwaways.
07
Integrate
Payment gateways, banking APIs, KYC providers, ledgers.
08
Compliance
Security audit, penetration testing, PCI validation.
09
Deploy
Cloud rollout, monitoring, alerts, runbooks.
10
Ship
Live users, real transactions, go-live support.
What We Build
Financial software that users actually trust.
Payments & Wallets
Design secure payment flows, digital wallets, and tokenization to enable fast, fraud-resistant transactions.
- Card processing
- Tokenization
- Multi-currency
Banking & Neo-Bank Apps
Customer-first mobile banking and core banking UIs with integrations into core banking systems and open-banking APIs.
- Core banking integration
- Open banking
- Real-time balances
PCI & Regulatory Compliance
PCI-DSS processes, KYC/AML flows, and audit-ready logs to ensure your fintech product meets regulatory standards.
- PCI-DSS ready
- KYC/AML pipelines
- Audit trails
Wealth & Investment Platforms
Build robo-advisors, trading dashboards, and portfolio management with real-time market data and analytics.
- Real-time data
- Portfolio tracking
- Auto-rebalancing
Trading, Risk & Fraud Systems
Real-time risk engines, fraud detection pipelines, and rules-based monitoring for transaction safety and compliance.
- Fraud detection
- Risk scoring
- Real-time alerts
Accounting & Reconciliation
Automate ledgers, reconciliation, and financial reporting with secure audit trails and role-based controls.
- Auto-reconciliation
- Audit trails
- Role-based access
Platform Modules
Modular building blocks for your fintech platform.
Core Banking Integration
Secure connectors to core banking systems and ledgers.
Treasury & Cash Management
Real-time cash positions, forecasting, settlement automation.
Risk & Compliance Engine
KYC/AML pipelines, risk scoring, regulatory reporting.
Transaction Monitoring
Real-time surveillance, anomaly detection, case management.
Payment Gateway & Wallets
Card processing, tokenization, multi-currency wallets.
Fraud Detection & Chargeback
Rules engines and ML pipelines to detect suspicious activity.
Settlement & Reconciliation
Automated reconciliation across acquirers, processors, ledgers.
Merchant Dashboard
Transaction analytics, dispute management, payout tracking.
User Onboarding (KYC)
Identity verification with OCR, biometrics, consent flows.
Personal Finance & Insights
Budgeting, spend analytics, saving nudges powered by data.
Admin & Config Tools
Role-based consoles for operations, limits, merchant management.
Mobile Banking App
iOS/Android apps with biometric auth, push notifications, payments.
Why Choose Neuverra
Six reasons financial firms pick us over traditional fintech vendors.
01
User-Centric Fintech
Designed with traders and users in mind — seamless UX for consumers, traders, and back-office teams.
02
Bank-Grade Security
PCI-DSS, GDPR, ISO-27001 standards. Encryption, MFA, tokenization from day one.
03
Payment Integration
Stripe, Razorpay, PayPal, Plaid — modular architecture supports multi-currency, instant settlements.
04
AI-Powered Insights
Fraud detection, predictive analytics, chatbots embedded for engagement and accuracy.
05
Compliance Expertise
PCI-DSS, PSD2, KYC/AML, open banking. Compliance-first approach minimizes risk.
06
API-First Architecture
Microservices designed for scalability — high-volume transactions, future-ready ecosystems.
Build financial software that ships and scales.
PCI-compliant from day one. User-validated. Ready for 100 transactions or 10M.
FinTech Solutions
Beyond core platforms — specialized financial tech.
Digital Wallets
Stored value, P2P transfers, merchant payments.
Lending Platforms
Loan origination, underwriting, servicing, collections.
Trading & Brokerage
Equity, crypto, derivatives with real-time execution.
InsurTech
Policy management, claims automation, risk assessment.
RegTech (KYC/AML)
Identity verification, transaction monitoring, reporting.
Blockchain & Crypto
Wallet integration, smart contracts, DeFi protocols.
BNPL Solutions
Buy now pay later flows, credit checks, installment tracking.
Open Banking APIs
PSD2 compliance, account aggregation, payment initiation.
faqs
Common questions before kickoff.
Prototype/MVP: $15k–$40k (basic sign-in, dashboards, transactions). Mid-range: $40k–$120k (payments, wallets, analytics, integrations). Enterprise: $120k+ (trading engines, KYC/AML, PCI/PSD2, high-availability). We quote fixed prices after discovery — no time-and-materials surprises.
Simple apps: 3–6 months (basic transactions, account views). Moderately complex: 6–12 months (payments, wallets, analytics). Complex/enterprise: 12–24+ months (trading, real-time systems, full regulatory integration). We use agile MVP → iterate to reduce time-to-market.
(1) Discovery & strategy: market research, feature prioritization, success metrics. (2) Design & prototyping: wireframes, UX testing, high-fidelity UI. (3) Engineering: secure backend, APIs, integrations. (4) Compliance & security: threat modeling, encryption, KYC/AML, PCI readiness. (5) QA & launch: automated testing, pen tests, staged rollout. (6) Post-launch: monitoring, maintenance, iterations.
Payments, wallets & remittances. Lending platforms & loan servicing. Trading, brokerage & investment apps. Personal finance management (PFM) and budgeting. InsurTech platforms & claims automation. RegTech (KYC/AML) and fraud analytics.
Secure authentication (MFA, biometric). PCI-compliant payments and tokenization. Real-time transaction and balance updates. Push alerts and transaction notifications. Analytics & personalized financial insights. Robust logging, audit trails, reporting. Scalable API integrations (banks, payment gateways, KYC providers).
Encryption at rest (AES-256) and in transit (TLS 1.3). Tokenization for payment data and PCI DSS alignment. MFA, secure session management, hardened auth flows. Secure API patterns (OAuth2, JWT), rate limiting. Regular vulnerability scans, pen tests, third-party audits. Compliance design for GDPR, PSD2, PCI, regional data laws, KYC/AML.
accepting new clients — 2026
Ship the product. This quarter.
A 30-minute call. We'll tell you exactly how we'd approach your problem — scope, timeline, price. No pitch, no follow-up spam.
no commitment · nda on request · response within 24h · us / eu timezone